All share accounts are insured to $100,000 by NCUA, an agency of the
Federal Government. We must comply with strict reserve requirements and demonstrate that our operation satisfies the highest standards of better
business.

Because we are member-owned, we provide the machinery by which the members themselves, through the constant vigilance of the Supervisory Committee, see to it that PBSFCU satisfies the best business standards
to do the best possible job.

The National Credit Union Administration also conducts annual examinations
of the Credit Union's records. Further protection is provided by a comprehensive bonding system.