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PLEASE TAKE NOTICE that the Twenty Seventh Annual Shareholders' Meeting of the Phi Beta Sigma Federal Credit Union will be held on
Thursday, July 11, 2013 from 7:30am to 8:00am.

For an additional cost of $40.00, breakfast will be served starting at 7:00am open to members and non-members of the credit union. The Annual Meeting will be held during the Conclave Celebration at the Marriott Downtown Hotel, Independence Room, 1201 Market Street, Philadelphia, Pennsylvania 19107.

This will provide an opportunity to meet the Board of Directors and Committee members. These members meet monthly by telephone or in person to conduct business of the Credit Union at their own expense. Bring a new member to the meeting. The field of membership includes family members of Sigma, Zeta, Chapter's and other organizational units of the Fraternity and Sorority. Each member's deposits are insured up to $250,000.

Elections will be held for vacant seats on the Board of Directors and Credit Committee. Candidates for office are to submit a resume and/or letter of interest to Brother Brandon Brown, Chairman of the Nominating Committee, to be received by Wednesday, July10, 2013. Bro. Brown's contact information is: PO Box 40783, Philadelphia, Pa. 19107, 267-712-9584 or email: pbsfcu1986@gmail.com.

For additional information, please contact our Credit Union Manager-Arnold Austin or Treasurer-Donald Jemison at the above-listed number. For directions and travel information, you may call the Credit Union Headquarters on (202) 726-2285.

We look forward to your attendance and participation at our Twenty Seventh Annual Shareholder's Meeting.

Yours truly,
Bro. Eric Gilliam, President
Bro. Lou Hassell, Secretary